TFL MFM on bank statements

Posted on by Richard Carter

Tonight’s head scratcher for me was coming across TFL MFM on my bank statement. It was only for a small amount (£5.60), but I didn’t remember spending that amount with any company of that name, so I did some thinking.

I was in London at the time for a client of Peacock Carter London (about the time I met @HelloMilo), but for some reason, when ‘TFL’ didn’t translate to Transport for London in my brain, I turned to Google, which gave me the answer I was looking for: it was for a tube ticket. And for those interested, MFM stands for “Multi-Fare Machine“!

Mystery solved!

2012 update: if TFL MFM is still appearing on your cards, the value for a day pass for zones one and two is £7 these days!

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30 Responses to TFL MFM on bank statements

  1. Mark says:

    Thanks… you’ve just cleared the same mystery for me! Now all I have to do is figure out why Digby Trout Restaurants took £15 too… and more importantly where Iwas on that day!

  2. Sue says:

    Many thanks was hoping the mystery would be solved by good old Googling

  3. Mark says:

    Thanks ……….Saved my bacon to been scratching my head and looking for receipts when I turned to Google & found this

  4. paul says:

    Same here. Only that now (i.e. May 2011) it is EUR5.73, plus bank charge EUR0.5…

  5. koma says:

    thanks ;)

  6. Steven says:

    If its a round figure, probably an Oyster card top-up

  7. Martin Breen says:

    Will have to go back to the bank now and apologise!!! after arguing with them – as I did not pay any money to TFL MFN but now realise had drunken weekend in London like the rest of you all!!! and spent some money….PS god bless the Oyster Card System!!

  8. ROSEMARY JOHNSON says:

    Thanks I had forgotten that I topped up my daughters oyster card – couldnt think what I had spent £10 on.

  9. Lotte Anna says:

    pfew thanks! was about to contact bank about possible scam.

  10. Ray C says:

    I had 6 charges on my card, I live in Utah and have never been to London! Hmmmmm….

  11. Angus B says:

    Thanks for solving the TFL MFM mystery for me as well!

  12. Bee says:

    Thanks for the comments on TFL MFM – mystery solved! Trying to work out my boss’s expenses!! :-)

  13. OxWearingSocks says:

    My heart was beating a bit then when I saw 3x TFL MFM’s on my statement recurring daily. You’ve kept my sanity there, thanks!

  14. DDoyle says:

    Ha, same exact thing for me. Came across your post via Yahoo search for “TFL MFM” – and now the charge on my card makes complete sense to me too. Thank you!

  15. Harry says:

    I had for pounds come out on a day that i didnt spend anything on transport, and have no idea what is going on ?

  16. peter goude says:

    Thanks Richard. I too was puzzled until I saw your post. I went to London only last Saturday and completely forgot I’d used my card on the tube!

  17. genny g says:

    Thank you for all the TFL MFM postings. My credit card was stolen in Dec 3,2011 while I was on holiday in London. I had about 27 TFL MFM illegal transactions made to my card. I have contacted my bank and TFL on this. I wonder if they are able to trace who the thief/thieves are.

  18. Martin M says:

    Saw this on my CC bill and had no clue what it was.
    Thanks!!
    I was in London and did indeed top up there :)

  19. Maggie Mackenzie says:

    Thanks Richard. So it’s not a fraudulent charge from TGIs as my husband assured me it was. It was the train journey he made from Holborn after a boozy night out!
    Maggie

  20. Kris says:

    Same problem.
    Thanks!

  21. Michael says:

    awesome thanks for this!

  22. Linda says:

    Thanks! Lot’s of help!

  23. Chris Gent says:

    2 years on, you’re still helping! Thanks Richard.

  24. Vivienne Lafferty says:

    It may be two and a half years on, but you have solved the mystery for me too. Thank you Richard (and Google).

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